FAQs

FAQs

MedigapRx

Have a counseling-related question? We have the answer! Check out our FAQs below to learn more about our company and services.

  • What are the different parts of Medicare?

    Medicare consists of Part A (Hospital Insurance), Part B (Medical Insurance), Part C (Medicare Advantage), and Part D (Prescription Drug Coverage). Get in touch with our team at MedigapRx to work with our Medicare providers.

  • How do I qualify for Medicare?

    Generally, you qualify for Medicare if you or your spouse worked for at least 10 years in Medicare-covered employment, are 65 years or older, and are a citizen or permanent resident of the United States. To speak with one of the most experienced Medicare providers in the area, give us a call today.

  • When can I enroll in Medicare?

    The initial enrollment period begins three months before the month you turn 65 and ends three months after.

    * Special Enrollment Periods: Times when you can sign up outside the regular periods. This is typically if you've lost other insurance.

    * General Enrollment Period: January 1 to March 31 each year.


    To learn more about these enrollment periods, speak with our team of Medicare providers today.

  • What's the difference between Original Medicare and Medicare Advantage?

    Original Medicare includes Part A and Part B. Medicare Advantage includes Part C and is an alternative that lets you choose a private insurance plan. Give us a call today to work with one of the most reliable Medicare providers in the country.

  • What services are covered by Medicare?

    Part A covers inpatient care, skilled nursing facility care, hospice care, and some home health care. Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services. By working with certified Medicare providers, you can feel peace of mind you're getting the coverage you need. According to Statista, 18.7% of Americans are covered by Medicare. Get the coverage you need today by giving us a call!

  • Do I need to renew my Medicare each year?

    No, but there's an Annual Enrollment Period (October 15 to December 7) when you can make changes to your plan with help from Medicare providers.

  • Can I have other health insurance with Medicare?

    Yes. Many people have supplemental coverage, like Medigap, to help cover costs not paid by Medicare. Speak with one of the most experienced Medicare providers in the area by giving us a call.

  • Do I need to enroll in Part D (Prescription Drug Coverage)?

    It's optional, but if you don't enroll when you're first eligible and decide to later, you may pay a penalty. Learn more by speaking with Medicare providers who can help you choose the right enrollment option.

  • What is the coverage gap or "donut hole" in Medicare Part D?

    It's a temporary limit on what a Medicare drug plan will cover. You'll pay out-of-pocket for your drugs until you reach a yearly limit, after which catastrophic coverage begins, significantly lowering your costs. Get the coverage you need by working with one of the most dependable Medicare providers in the area.

  • Can I get dental and vision coverage with Medicare?

    Yes. However, you can't get it through Original Medicare (Part A and B). Original Medicare doesn't cover routine dental or vision services. However, many Medicare Advantage (Part C) plans offer dental and vision coverage. You can also purchase separate dental and vision insurance policies with help from Medicare providers. Always check specific plan details before enrolling.

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